Buying off-plan, explained plainly
What happens between reserving a home on a drawing and getting the keys: the steps, the payments, the costs and the questions buyers ask us most.
Download the guide (PDF)Four steps from drawing to keys
Reserve
Choose a residence and hold it with a refundable $25K deposit. Prices are fixed from this moment.
Contract
Your lawyer reviews the purchase agreement. Sign within 30 days and pay 10%.
Build
Monthly photo updates, two hard-hat tours and a finishes appointment with our interiors team.
Handover
Walk-through, snag list and keys. The balance is paid at closing, often with a mortgage.
Most of the price is paid at the keys
Deposits sit in a Florida escrow account until closing, as state law requires. You pay 20% during construction and the rest when the home is finished.
The costs beyond the price
Figures are typical for Miami-Dade and shown for guidance only. Your lawyer will confirm them.
Title insurance, recording fees and documentary stamp tax, paid at closing.
A month for a two-bedroom. Covers concierge, pool, gardens, insurance of common areas.
Of the assessed value each year, set by Miami-Dade County. Homestead exemption may apply.
What buyers ask us most
What happens if construction is delayed?
Your contract sets an outside completion date. If we miss it, you can cancel and receive your deposits back from escrow in full. In 17 years we have handed over every building on time.
Can I visit before the building is finished?
Yes. We run two hard-hat tours during construction and a finishes appointment with our interiors team, and the sales gallery is open daily.
Can I choose my finishes?
Each residence comes with two curated palettes to choose from at your finishes appointment, with further upgrades available before the fit-out stage.
Can I sell my contract before completion?
Assignments are permitted once the building has topped out, subject to our approval and a transfer fee set out in your contract.
What is included in the HOA fee?
Concierge, pool and gardens, building insurance of common areas, reserves and routine maintenance. Utilities inside your home are billed separately.
Do I need a lawyer to buy off-plan?
We strongly recommend it. Your lawyer reviews the purchase agreement during the 30-day reservation period and acts for you at closing.
Questions before you decide? Talk to Sofia
(305) 555 0142 · sofia@example.com · Viewings daily, 10am to 6pm